Plan Snapshot
- Plan Sponsor: Western Cabinets & Affiliates, INC.
- Sponsor EIN: 752447383
- Sponsor Address: 3444 MORSE DRIVE, DALLAS, TX, 752361120
- Plan Type: 401(k)
- Total Participants: 617
- Total Assets: $13.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 617 | $13.8M | $574,154 | $971,349 |
| 2023 | 627 | $12.4M | $542,646 | $902,619 |
| 2022 | 466 | $9.8M | $477,102 | $822,867 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $19,393 | — | $19,393 |
| FOCUS 401K GROUP LLC | SERVICE PROVIDER | $4,375 | $7,500 | $11,875 |
| PAYNE & SMITH, LLC CPA | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- PAYNE & SMITH, LLC CPA — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $31,268
- Estimated Expense Ratio: 0.226% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $76,792 | $4,375 | $52,324 | — | — |
| 2023 | $46,380 | — | $44,880 | — | — |
| 2022 | $32,970 | — | $31,770 | — | — |