Plan Snapshot
- Plan Sponsor: West Tennessee Bone & Joint Institute
- Sponsor EIN: 620913372
- Sponsor Address: 50 CAPITAL AVENUE, JACKSON, TN, 38305
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 254
- Total Assets: $46.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 254 | $46.3M | $0 | $0 |
| 2024 | 209 | $39.1M | $1.1M | $1.2M |
| 2023 | 199 | $33.0M | $1.1M | $1.2M |
| 2022 | 190 | $27.1M | $1.4M | $1.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERCER GLOBAL ADVISORS, INC. | Investment Advisor | $39,301 | — | $39,301 |
| FINANCIAL PARTNERS GROUP, LLC | Investment Advisor | $37,210 | — | $37,210 |
| CAPITAL GROUP RETIREMENT PLAN SERVI | Recordkeeper | $32,587 | — | $32,587 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $109,098
- Estimated Expense Ratio: 0.236% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,422,515 | $76,511 | $4,162 | — | — |
| 2024 | $101,812 | $64,088 | $4,111 | — | — |
| 2023 | $86,735 | $51,433 | $3,835 | — | — |
| 2022 | $82,027 | $79,567 | $2,460 | — | — |