Plan Snapshot
- Plan Sponsor: West Coast Ear Nose & Throat, INC.
- Sponsor EIN: 593341738
- Sponsor Address: 2515 COUNTRYSIDE BLVD., SUITE E, CLEARWATER, FL, 33763
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 119
- Total Assets: $20.3M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 119 | $20.3M | $0 | $0 |
| 2024 | 90 | $19.4M | $769,605 | $454,868 |
| 2023 | 95 | $18.7M | $705,321 | $372,041 |
| 2022 | 98 | $15.2M | $182,033 | $309,927 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| RAYMOND JAMES & ASSOCIATES INC | Investment Advisor | $45,960 | $3 | $45,963 |
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $25,145 | — | $25,145 |
| NBT BANK, N.A. | Recordkeeper | $4,229 | $8,863 | $13,092 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $84,200
- Estimated Expense Ratio: 0.414% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $2,722,636 | $45,960 | $29,374 | — | — |
| 2024 | $72,358 | — | $72,358 | — | — |
| 2023 | $136,658 | — | — | — | — |
| 2022 | $2,651,348 | — | — | — | — |