Plan Snapshot
- Plan Sponsor: West Central Missouri Community Action Agency
- Sponsor EIN: 430838410
- Sponsor Address: 106 WEST FOURTH STREET, APPLETON CITY, MO, 64724
- Plan Type: 403(b)
- Plan Number: 001
- Total Participants: 83
- Total Assets: $4.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 83 | $4.7M | $73,793 | $187,615 |
| 2023 | 87 | $4.5M | $67,382 | $174,549 |
| 2022 | 79 | $3.7M | $66,064 | $182,862 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AMERICAN UNITED LIFE INSURANCE CO | Other Service Provider | $520 | $42,529 | $43,049 |
| MARINER RETIREMENT | Other Service Provider | — | $8,740 | $8,740 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $51,789
- Estimated Expense Ratio: 1.107% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $520 | — | $520 | — | — |
| 2023 | $520 | — | $520 | — | — |
| 2022 | $440 | — | $440 | — | — |