Plan Snapshot
- Plan Sponsor: Washington Farm Bureau Health Care Trust
- Sponsor EIN: 202326700
- Sponsor Address: 1322 N. POST ST., SPOKANE, WA, 99201
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 2,905
- Total Assets: $6.0M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,905 | $6.0M | $29.7M | $122,688 |
| 2023 | 2,878 | $5.7M | $25.8M | $109,160 |
| 2022 | 2,558 | $5.6M | $26.0M | $70,304 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BROWN & BROWN OF WASHINGTON | Other Service Provider | $663,793 | — | $663,793 |
| WA FARM BUREAU SERVICE CO | Other Service Provider | $565,854 | — | $565,854 |
| REHN & ASSOCIATES, INC. | Other Service Provider | $301,605 | — | $301,605 |
| HUB INTERNATIONAL NW | Other Service Provider | $133,588 | — | $133,588 |
| BELL ANDERSON DBA DESERT INSURANCE | Other Service Provider | $132,813 | — | $132,813 |
| BENEFITS DIVISION, LLC | Other Service Provider | $120,342 | — | $120,342 |
| ACRISURE NORTHWEST PARTNERS INSURAN | Other Service Provider | $79,783 | — | $79,783 |
| MCGREGOR INSURANCE BENEFITS | Other Service Provider | $74,166 | — | $74,166 |
| PAYNEWEST INSURANCE INC | Other Service Provider | $58,431 | — | $58,431 |
| DIGITAL INSURANCE | Other Service Provider | $48,795 | — | $48,795 |
| LLOYD'S LIFE SALES, INC | Other Service Provider | $43,200 | — | $43,200 |
| MITCHELL, REED & SCHMITTEN INS INC | Other Service Provider | $36,903 | — | $36,903 |
| TERRIL, LEWIS & WILKE INSURANCE | Other Service Provider | $32,404 | — | $32,404 |
| EO MEDIA GROUP | Other Service Provider | $31,141 | — | $31,141 |
| CRUSE, MCCUNE & ASSOC, INC. | Other Service Provider | $30,003 | — | $30,003 |
| CC SERVICES INC. | Other Service Provider | $29,001 | — | $29,001 |
| CLIFTONLARSONALLEN LLP | Auditor | $28,245 | — | $28,245 |
| BARLOW COUGHRAN MORALES & JOSEPHSON | Other Service Provider | $26,636 | — | $26,636 |
| MANNA INSURANCE GROUP, LLC | Other Service Provider | $23,689 | — | $23,689 |
| MADDOCK & ASSOCIATES LLC | Other Service Provider | $22,504 | — | $22,504 |
| SCOT M PYLE | Other Service Provider | $18,884 | — | $18,884 |
| PROPEL INSURANCE AGENCY | Other Service Provider | $18,820 | — | $18,820 |
| GPS FINANCIAL LLC | Other Service Provider | $18,578 | — | $18,578 |
| BRIDGETAL MEDIA LLC | Other Service Provider | $18,000 | — | $18,000 |
| PARKER, SMITH & FEEK | Other Service Provider | $16,922 | — | $16,922 |
| OLYMPIC CREST INSURANCE | Other Service Provider | $16,832 | — | $16,832 |
| KIBBLE & PRENTICE | Other Service Provider | $16,521 | — | $16,521 |
| DENALI BENEFITS | Other Service Provider | $13,721 | — | $13,721 |
| CHAD J PHILIP | Other Service Provider | $13,230 | — | $13,230 |
| GALLAGHER BENEFITS SERVICES, INC | Other Service Provider | $13,049 | — | $13,049 |
| BISHOP INSURANCE GROUP LLC | Other Service Provider | $12,238 | — | $12,238 |
| KRISTIN MANWARING INSURANCE | Other Service Provider | $12,070 | — | $12,070 |
| EPIC INSURANCE SOLUTIONS LLC | Other Service Provider | $12,052 | — | $12,052 |
| COORDINATED BENEFITS DBA HIGHSTREET | Other Service Provider | $11,955 | — | $11,955 |
| GROUP BENEFITS, LLC | Other Service Provider | $11,666 | — | $11,666 |
| LEAVITT GREAT WEST INSURANCE SERVIC | Other Service Provider | $11,364 | — | $11,364 |
| FORTIPHI LLC | Other Service Provider | $11,336 | — | $11,336 |
| NARROWS INSURANCE AGENCY | Other Service Provider | $10,654 | — | $10,654 |
| DIAMOND BENEFITS | Other Service Provider | $10,104 | — | $10,104 |
| BENEFIT DESIGN SERVICES LLC | Other Service Provider | $9,866 | — | $9,866 |
| WHEAT & ASSOCIATES INSURANCE INC | Other Service Provider | $9,402 | — | $9,402 |
| FOURNIER & ASSOCIATES, INC. | Other Service Provider | $9,228 | — | $9,228 |
| PSG WASHINGTON | Other Service Provider | $8,653 | — | $8,653 |
| FINANCIAL PLANNING CONCEPTS INC | Other Service Provider | $8,622 | — | $8,622 |
| THE STUPEY AGENCY | Other Service Provider | $8,448 | — | $8,448 |
| BELL ANDERSON | Other Service Provider | $8,392 | — | $8,392 |
| ESSENTIAL BENEFITS LLC | Other Service Provider | $7,378 | — | $7,378 |
| RICE INSURANCE LLC | Other Service Provider | $6,665 | — | $6,665 |
| INSURANCE WITH BOB, INC | Other Service Provider | $6,446 | — | $6,446 |
| BELL-ANDERSON DBA BENEFECTS | Other Service Provider | $5,698 | — | $5,698 |
| WASHINGTON HEALTH INSURANCE AGENCY | Other Service Provider | $5,498 | — | $5,498 |
| CARPENTER MEDIA GROUP | Other Service Provider | $5,401 | — | $5,401 |
| PAYCHEX INSURANCE AGENCY INC | Other Service Provider | $5,262 | — | $5,262 |
| ALLIANT INSURANCE SERVICES INC | Other Service Provider | $5,234 | — | $5,234 |
| OAK INSURANCE SERVICES | Other Service Provider | $5,144 | — | $5,144 |
| RIVERSIDE EMPLOYEE BENEFITS LLC | Other Service Provider | $5,119 | — | $5,119 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CLIFTONLARSONALLEN LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,871,348
- Estimated Expense Ratio: 47.554% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $2,956,159 | — | $295,642 | $28,245 | — |
| 2023 | $2,546,376 | — | $263,581 | $24,990 | — |
| 2022 | $2,501,453 | — | $1,975,716 | — | $435,731 |