Plan Snapshot
- Plan Sponsor: W. G. Yates & Sons Construction Company & Affiliated Companies
- Sponsor EIN: 582048957
- Sponsor Address: 104 GULLY AVENUE, PHILADELPHIA, MS, 39350
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 1,673
- Total Assets: $686,522
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,673 | $686,522 | $7.1M | $11.0M |
| 2023 | 1,318 | $1.3M | $8.4M | $7.4M |
| 2022 | 1,836 | $539,237 | $7.2M | $7.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FOX EVERETT A DIVISION OF HUB INTER | Recordkeeper | $474,066 | — | $474,066 |
| DELTA DENTAL | Recordkeeper | $115,003 | — | $115,003 |
| SECURITY INSURANCE AGENCY | Investment Advisor | $50,110 | — | $50,110 |
| PRIME THERAPEUTICS MANAGEMENT, LLC | Other Service Provider | $16,122 | — | $16,122 |
| HUB INTERNATIONAL MIDWEST LTD | Investment Advisor | $15,439 | — | $15,439 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $670,740
- Estimated Expense Ratio: 97.701% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,744,067 | — | $1,744,067 | — | — |
| 2023 | $1,606,575 | — | $1,606,575 | — | — |
| 2022 | $1,593,862 | — | $1,445,715 | — | — |