Plan Snapshot
- Plan Sponsor: Vigilant Group Benefits Trust
- Sponsor EIN: 367467678
- Sponsor Address: P.O. BOX 6, MUKILTEO, WA, 98275
- Plan Type: 401(k)
- Plan Number: 512
- Total Participants: 2,383
- Total Assets: $1.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,383 | $1.7M | $25.8M | $100,589 |
| 2023 | 2,456 | $1.3M | $24.4M | $166,504 |
| 2022 | 2,537 | $1.8M | $25.4M | $294,811 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BROWN AND BROWN INSURANCE SERVICES, | Other Service Provider | $647,127 | — | $647,127 |
| VIGILANT SERVICES, INC | Other Service Provider | $334,479 | — | $334,479 |
| VIMLY BENEFIT SOLUTIONS, INC. | Recordkeeper | $257,654 | — | $257,654 |
| CSNW BENEFITS, AN ALERA GROUP AGENC | Insurance Carrier | $95,387 | — | $95,387 |
| BOB HART INSURANCE INC. DBA HART IN | Insurance Carrier | $90,784 | — | $90,784 |
| MJI INSURANCE / HAGAN HAMILTON INSU | Insurance Carrier | $78,762 | — | $78,762 |
| KPD INSURANCE, INC. | Insurance Carrier | $74,220 | — | $74,220 |
| ASSUREDPARTNERS, LLC | Insurance Carrier | $73,056 | — | $73,056 |
| LAPORTE & ASSOCIATES, INC. | Insurance Carrier | $44,036 | — | $44,036 |
| HUB INTERNATIONAL NW, LLC | Insurance Carrier | $42,793 | — | $42,793 |
| ALLIANT INSURANCE SERVICES, INC. | Insurance Carrier | $36,278 | — | $36,278 |
| BROWN AND BROWN INSURANCE | Insurance Carrier | $21,517 | — | $21,517 |
| STRATEGY INSURANCE, INC. | Insurance Carrier | $18,545 | — | $18,545 |
| ROGUE BENEFIT PLANNING | Insurance Carrier | $17,570 | — | $17,570 |
| SCHOEDEL & SCHOEDEL, CPA'S, PLLC | Auditor | $17,200 | — | $17,200 |
| ALDRICH BENEFITS, LIMITED PARTNERSH | Insurance Carrier | $16,088 | — | $16,088 |
| PACIFIC CASCADE ADVISORS DBA GOLSAN | Insurance Carrier | $14,767 | — | $14,767 |
| PROPEL INSURANCE AGENCY, LLC | Insurance Carrier | $13,650 | — | $13,650 |
| CASCADE SUMMIT INSURANCE | Insurance Carrier | $13,490 | — | $13,490 |
| RJS & ASSOCIATES INSURANCE SERVICES | Insurance Carrier | $12,149 | — | $12,149 |
| BUSINESS INSURANCE NW, LLC | Insurance Carrier | $10,748 | — | $10,748 |
| JD FULWILER & CO. INSURANCE, INC | Insurance Carrier | $10,000 | — | $10,000 |
| OAK TREE INSURANCE, INC | Insurance Carrier | $8,247 | — | $8,247 |
| UPRISE HEALTH (RELIANT BEHAVIORAL H | Recordkeeper | $6,881 | — | $6,881 |
| OLSON INSURANCE GROUP, LLC | Insurance Carrier | $5,025 | — | $5,025 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CSNW BENEFITS, AN ALERA GROUP AGENC — Insurance Carrier
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,960,453
- Estimated Expense Ratio: 113.185% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,997,283 | — | $578,355 | $17,200 | — |
| 2023 | $1,909,981 | — | $511,172 | $16,800 | — |
| 2022 | $2,004,195 | — | $536,261 | — | $1,442,073 |