Plan Snapshot
- Plan Sponsor: Viaphoton INC.
- Sponsor EIN: 843211665
- Sponsor Address: 2640 WHITE OAK CIRCLE, SUITE C, AURORA, IL, 60502
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 217
- Total Assets: $5.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 217 | $5.3M | $0 | $0 |
| 2024 | 134 | $3.5M | $345,992 | $626,533 |
| 2023 | 87 | $2.4M | $279,115 | $427,523 |
| 2022 | 85 | $486,265 | $159,691 | $282,749 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| RMR WEALTH BUILDERS INC | Other Service Provider | — | $21,962 | $21,962 |
| VOYA RETIREMENT ADVISORS, LLC | Investment Advisor | $9,480 | — | $9,480 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $31,442
- Estimated Expense Ratio: 0.594% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $190,575 | — | $9,830 | — | — |
| 2024 | $202,888 | — | — | — | — |
| 2023 | $175,842 | — | — | — | — |
| 2022 | $13,380 | — | — | — | — |