Plan Snapshot
- Plan Sponsor: Vetncare Mso LLC
- Sponsor EIN: 920316672
- Sponsor Address: 160 FRANKLIN ST., SUITE 300, OAKLAND, CA, 94607
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 225
- Total Assets: $6.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 225 | $6.7M | $0 | $0 |
| 2024 | 216 | $4.1M | $320,354 | $533,113 |
| 2023 | 115 | $3.0M | $69,772 | $118,672 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $46,971 | — | $46,971 |
| IMA ADVISORY SERVICES, INC. | Investment Advisor | — | $19,046 | $19,046 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $66,017
- Estimated Expense Ratio: 0.987% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $867,509 | — | $46,972 | — | — |
| 2024 | $36,913 | — | — | — | — |
| 2023 | — | — | — | — | — |