Plan Snapshot
- Plan Sponsor: Vermont Mutual Insurance Company
- Sponsor EIN: 030164650
- Sponsor Address: P.O. BOX 188, MONTPELIER, VT, 05601
- Plan Type: 401(k)
- Total Participants: 343
- Total Assets: $76.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 343 | $76.4M | $3.1M | $2.6M |
| 2023 | 316 | $68.4M | $2.6M | $2.4M |
| 2022 | 312 | $57.0M | $2.3M | $2.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | RECORDKEEPER | $86,624 | — | $86,624 |
| MORGAN STANLEY DEAN WITTER | BROKER | — | $7,500 | $7,500 |
| GALLAGHER FLYNN & COMPANY | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA RETIREMENT SOLUTIONS — RECORDKEEPER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $94,124
- Estimated Expense Ratio: 0.123% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $86,624 | — | — | — | — |
| 2023 | $48,677 | — | — | — | — |
| 2022 | $69,142 | — | — | — | — |