Plan Snapshot
- Plan Sponsor: Vermont Federal Credit Union
- Sponsor EIN: 030194663
- Sponsor Address: 84 PINE ST., BURLINGTON, VT, 054014441
- Plan Type: 401(k)
- Total Participants: 170
- Total Assets: $22.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 170 | $22.4M | $762,828 | $1.0M |
| 2023 | 166 | $19.6M | $705,715 | $929,306 |
| 2022 | 162 | $16.0M | $640,656 | $807,406 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| A.M. PEISCH & COMPANY | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- A.M. PEISCH & COMPANY — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $116,394 | $20,822 | $80,997 | — | — |
| 2023 | $97,448 | $17,454 | $67,776 | — | — |
| 2022 | $91,231 | $15,951 | $75,280 | — | — |