Plan Snapshot
- Plan Sponsor: V-Soft Consulting Group
- Sponsor EIN: 760532643
- Sponsor Address: 2550 EASTPOINT PKWY, LOUISVILLE, KY, 40223
- Plan Type: 401(k)
- Total Participants: 536
- Total Assets: $37.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 536 | $37.0M | $129,231 | $4.5M |
| 2023 | 588 | $32.8M | $1.2M | $4.9M |
| 2022 | 654 | $25.4M | $1.0M | $4.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE CO OF AME | RECORDKEEPER | $140,737 | — | $140,737 |
| CREATIVE RETIREMENT SYSTEMS, INC. | CONTRACT ADMIN | $44,114 | — | $44,114 |
| CERITY PARTNERS RETIREMENT | INVESTMENT ADVISOR | $42,811 | — | $42,811 |
| AGRI INVESTMENT SERVICES, LLC | OTHER | $7,891 | — | $7,891 |
| JONES, NALE & MATTINGLY, PLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JONES, NALE & MATTINGLY, PLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $235,553
- Estimated Expense Ratio: 0.637% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $238,153 | $50,702 | $44,114 | — | — |
| 2023 | $187,498 | — | $25,018 | — | — |
| 2022 | $173,543 | — | — | — | — |