Plan Snapshot
- Plan Sponsor: V. Sangiacomo & Sons
- Sponsor EIN: 941162486
- Sponsor Address: 21543 BROADWAY PO BOX 324, SONOMA, CA, 95476
- Plan Type: 401(k)
- Total Participants: 155
- Total Assets: $12.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 155 | $12.8M | $296,659 | $557,227 |
| 2023 | 130 | $11.6M | $258,877 | $484,422 |
| 2022 | 126 | $9.9M | $225,649 | $443,546 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CAPFINANCIAL PARTNERS LLC | INVESTMENT ADVISOR | $41,200 | — | $41,200 |
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $22,112 | — | $22,112 |
| PISENTI & BRINKER LLP | AUDITOR | $15,000 | — | $15,000 |
| KOSMATKA DONNELLY & CO., LLP | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $78,312
- Estimated Expense Ratio: 0.611% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $78,312 | $56,200 | — | — | — |
| 2023 | $96,750 | $65,356 | — | — | — |
| 2022 | $100,953 | $88,082 | $12,871 | — | — |