Plan Snapshot
- Plan Sponsor: Uwharrie Capital Corp
- Sponsor EIN: 561814206
- Sponsor Address: 132 NORTH FIRST ST, ALBEMARLE, NC, 280014805
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 237
- Total Assets: $37.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 237 | $37.0M | $0 | $0 |
| 2024 | 190 | $32.1M | $703,040 | $1.2M |
| 2023 | 190 | $31.1M | $666,704 | $1.2M |
| 2022 | 188 | $26.9M | $655,958 | $1.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UNIFIED TRUST COMPANY, N.A. | Other Service Provider | $69,857 | — | $69,857 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $69,857
- Estimated Expense Ratio: 0.189% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,602,476 | — | $69,857 | — | — |
| 2024 | $72,650 | — | — | — | — |
| 2023 | $71,072 | — | — | — | — |
| 2022 | $68,274 | — | — | — | $68,274 |