Plan Snapshot
- Plan Sponsor: Us Pharma Lab, LLC
- Sponsor EIN: 223662154
- Sponsor Address: 1300 AIRPORT ROAD, NORTH BRUNSWICK, NJ, 08902
- Plan Type: 401(k)
- Total Participants: 336
- Total Assets: $11.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 336 | $11.3M | $510,061 | $1.5M |
| 2023 | 277 | $9.0M | $532,200 | $1.5M |
| 2022 | 261 | $5.9M | $389,537 | $1.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AXA ADVISORS, LLC | INVESTMENT ADVISORS | $6,701 | — | $6,701 |
| ADP, INC. | RECORD KEEPER | $5,701 | — | $5,701 |
| RAM ASSOCIATES | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ADP, INC. — RECORD KEEPER
- RAM ASSOCIATES — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $12,402
- Estimated Expense Ratio: 0.110% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $29,122 | — | — | — | — |
| 2023 | $45,928 | — | $45,928 | — | — |
| 2022 | $37,269 | — | $37,269 | — | — |