Plan Snapshot
- Plan Sponsor: Unum Group
- Sponsor EIN: 621598430
- Sponsor Address: 2211 CONGRESS STREET, PORTLAND, ME, 04122
- Plan Type: DB
- Total Participants: 2,680
- Total Assets: $1.4B
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,680 | $1.4B | $0 | $0 |
| 2023 | 2,887 | $1.3B | $0 | $0 |
| 2022 | 3,140 | $1.3B | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC | Recordkeeper | $1,072,490 | — | $1,072,490 |
| STATE STREET GLOBAL ADVISORS | Other Service Provider | $707,808 | — | $707,808 |
| SUSTAINABLE GROWTH ADVISERS | Other Service Provider | $569,091 | — | $569,091 |
| BANK OF NEW YORK MELLON | Other Service Provider | $186,745 | — | $186,745 |
| NISA INVESTMENT ADVISORS | Other Service Provider | $145,756 | — | $145,756 |
| UNUMPROVIDENT CORP II | Other Service Provider | $77,832 | — | $77,832 |
| JP MORGAN CHASE BANK | Recordkeeper | $73,042 | — | $73,042 |
| WELLINGTON TRUST | Other Service Provider | $23,103 | — | $23,103 |
| VERRILL & DANA LLP | ERISA Attorney | $5,582 | — | $5,582 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- WILLIS TOWERS WATSON US LLC — Recordkeeper
- JP MORGAN CHASE BANK — Recordkeeper
- VERRILL & DANA LLP — ERISA Attorney
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,861,449
- Estimated Expense Ratio: 0.210% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $10,791,484 | $2,326,186 | $415,792 | — | — |
| 2023 | $11,587,418 | $2,641,658 | — | — | — |
| 2022 | $11,452,402 | $1,915,521 | — | — | $1,140,039 |