Plan Snapshot
- Plan Sponsor: Unlimited Care, INC.
- Sponsor EIN: 132808207
- Sponsor Address: 333 WESTCHESTER AVENUE WG02, WHITE PLAINS, NY, 10604
- Plan Type: 401(k)
- Total Participants: 3,555
- Total Assets: $11.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 3,555 | $11.2M | $132,066 | $1.0M |
| 2023 | 3,963 | $10.0M | $120,326 | $953,759 |
| 2022 | 5,615 | $8.6M | $143,590 | $847,784 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $124,967 | — | $124,967 |
| ORENDA RETIREMENT, LLC | Recordkeeper | $35,115 | $6,168 | $41,283 |
| MERRILL LYNCH PIERCE FENNER & SMITH | Other Service Provider | $25,225 | — | $25,225 |
| SIDE BY SIDE FINANCIALS, INC. | Recordkeeper | — | $5,038 | $5,038 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $196,513
- Estimated Expense Ratio: 1.759% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $185,307 | $10,090 | $160,082 | — | — |
| 2023 | $218,882 | $8,561 | $197,480 | — | — |
| 2022 | $181,620 | $47,530 | $120,978 | — | $13,112 |