Plan Snapshot
- Plan Sponsor: Universal 1 Credit Union, INC.
- Sponsor EIN: 310387145
- Sponsor Address: 1 RIVER PARK DRIVE, DAYTON, OH, 454092104
- Plan Type: 401(k)
- Total Participants: 47
- Total Assets: $9.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 47 | $9.7M | $265,559 | $249,548 |
| 2023 | 48 | $8.3M | $303,788 | $219,713 |
| 2022 | 57 | $8.5M | $342,791 | $217,030 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| GBQ PARTNERS LLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- GBQ PARTNERS LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $35,229 | $8,426 | $22,590 | — | — |
| 2023 | $29,648 | $7,018 | $19,121 | — | — |
| 2022 | $28,461 | $6,797 | $21,664 | — | — |