Plan Snapshot
- Plan Sponsor: United Telephone Company
- Sponsor EIN: 620448502
- Sponsor Address: P.O. BOX 38, CHAPEL HILL, TN, 37034
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 234
- Total Assets: $11.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 234 | $11.3M | $0 | $0 |
| 2024 | 188 | $9.2M | $345,810 | $777,645 |
| 2023 | 172 | $7.8M | $321,150 | $714,810 |
| 2022 | 151 | $6.3M | $269,467 | $607,593 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CBIZ INVESTMENT ADVISORY | Other Service Provider | $13,897 | $11,405 | $25,302 |
| CBIZ BENEFITS AND INSURANCE SERVICE | Recordkeeper | — | $15,884 | $15,884 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $41,186
- Estimated Expense Ratio: 0.364% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $667,342 | $13,897 | $19,416 | — | — |
| 2024 | $41,149 | $18,231 | $22,918 | — | — |
| 2023 | $33,289 | — | $33,289 | — | — |
| 2022 | $33,287 | — | $33,287 | — | — |