Plan Snapshot
- Plan Sponsor: United Refractories Co.
- Sponsor EIN: 251256814
- Sponsor Address: 264 VALLEYBROOK ROAD, MCMURRAY, PA, 15317
- Plan Type: 401(k)
- Total Participants: 123
- Total Assets: $11.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 123 | $11.2M | $365,561 | $764,541 |
| 2023 | 122 | $9.6M | $308,236 | $660,453 |
| 2022 | 102 | $7.6M | $252,775 | $532,257 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $50,565 | — | $50,565 |
| LINSCO/PRIVATE LEDGER CORP | BROKER/ADVISOR | — | $25,099 | $25,099 |
| DEFINITI LLC | CONTRACT ADMIN | $6,195 | $10,149 | $16,344 |
| H2R CPA | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- H2R CPA — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $92,008
- Estimated Expense Ratio: 0.824% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $52,003 | — | $52,003 | — | — |
| 2023 | $43,272 | — | $43,272 | — | — |
| 2022 | $39,878 | — | $39,878 | — | — |