Plan Snapshot
- Plan Sponsor: United Radio, INC.
- Sponsor EIN: 610488108
- Sponsor Address: 3345 POINT PLEASANT DRIVE, HEBRON, KY, 41048
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 463
- Total Assets: $35.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 463 | $35.4M | $0 | $0 |
| 2024 | 383 | $31.2M | $489,670 | $2.0M |
| 2023 | 383 | $26.1M | $463,437 | $1.9M |
| 2022 | 373 | $21.9M | $445,404 | $1.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PENSION CORPORATION OF AMERICA | Other Service Provider | $71,087 | $22,776 | $93,863 |
| PCA INVESTMENT ADVISORY SERVICES | Other Service Provider | $43,807 | — | $43,807 |
| CHARLES SCHWAB TRUST BANK | Other Service Provider | — | $11,527 | $11,527 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $149,197
- Estimated Expense Ratio: 0.421% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $2,906,168 | $43,808 | — | — | — |
| 2024 | $104,432 | $40,590 | — | — | — |
| 2023 | $85,555 | $31,748 | — | — | — |
| 2022 | $82,806 | $28,646 | $54,160 | — | — |