Plan Snapshot
- Plan Sponsor: United Helpers, INC.
- Sponsor EIN: 222428919
- Sponsor Address: 8101 STATE HIGHWAY 68, OGDENSBURG, NY, 13669
- Plan Type: 401(k)
- Total Participants: 478
- Total Assets: $9.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 478 | $9.0M | $61,620 | $791,181 |
| 2023 | 566 | $8.7M | $69,534 | $828,578 |
| 2022 | 527 | $7.9M | $57,317 | $825,450 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTION | Recordkeeper | $82,685 | — | $82,685 |
| LPL FINANCIAL | Investment Advisor | $7,530 | $32,982 | $40,512 |
| BPAS, INC. | Recordkeeper | $27,869 | — | $27,869 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA RETIREMENT SOLUTION — Recordkeeper
- LPL FINANCIAL — Investment Advisor
- BPAS, INC. — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $151,066
- Estimated Expense Ratio: 1.686% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $118,084 | $17,022 | $100,952 | — | — |
| 2023 | $89,724 | — | — | — | — |
| 2022 | $121,105 | — | — | — | — |