Plan Snapshot
- Plan Sponsor: United Health Centers Of The San Joaquin Valley, INC.
- Sponsor EIN: 941732538
- Sponsor Address: 3875 W. BEECHWOOD AVENUE, FRESNO, CA, 93711
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 1,499
- Total Assets: $53.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 1,499 | $53.0M | $0 | $0 |
| 2024 | 1,040 | $41.6M | $2.1M | $3.9M |
| 2023 | 998 | $34.1M | $2.2M | $3.1M |
| 2022 | 870 | $26.8M | $1.9M | $2.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE & ANNUITY | Other Service Provider | $158,587 | — | $158,587 |
| WEALTHSPIRE RETIREMENT ADVISORY | Other Service Provider | $5,625 | $52,448 | $58,073 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $216,660
- Estimated Expense Ratio: 0.409% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $2,991,743 | $5,625 | $155,137 | — | — |
| 2024 | $113,051 | — | $109,351 | — | — |
| 2023 | $85,000 | — | $83,500 | — | — |
| 2022 | $100,217 | — | — | — | — |