Plan Snapshot
- Plan Sponsor: United Food And Commercial Workers Welfare Trust
- Sponsor EIN: 916049498
- Sponsor Address: 1322 NORTH POST, SPOKANE, WA, 99201
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 2,855
- Total Assets: $46.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,855 | $46.7M | $28.9M | $2.8M |
| 2023 | 2,652 | $55.9M | $42.1M | $2.7M |
| 2022 | 2,739 | $51.7M | $41.8M | $2.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AW REHN & ASSOCIATES | Other Service Provider | $907,028 | — | $907,028 |
| AETNA | Other Service Provider | $853,404 | — | $853,404 |
| DELTA DENTAL | Other Service Provider | $131,988 | — | $131,988 |
| LOOMIS SAYLES | Other Service Provider | $115,322 | — | $115,322 |
| RAEL & LETSON | Other Service Provider | $113,833 | — | $113,833 |
| GREENLIGHT | Other Service Provider | $68,286 | — | $68,286 |
| WASHINGTON TRUST BANK | Other Service Provider | $61,632 | — | $61,632 |
| EMPIRX HEALTH | Other Service Provider | $59,552 | — | $59,552 |
| RENALOGIC | Other Service Provider | $55,284 | — | $55,284 |
| MILLER KAPLAN ARASE LLP | Auditor | $44,763 | — | $44,763 |
| PACIFIC COAST COALITION | Other Service Provider | $32,031 | — | $32,031 |
| BARLOW COUGHRAN MORALES & JOSEPHSON | Other Service Provider | $31,367 | — | $31,367 |
| CLIFTONLARSONALLEN LLP | Auditor | $20,600 | — | $20,600 |
| LAWTON PRINTING | Other Service Provider | $16,509 | — | $16,509 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MILLER KAPLAN ARASE LLP — Auditor
- CLIFTONLARSONALLEN LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,511,599
- Estimated Expense Ratio: 5.379% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,569,968 | $115,322 | $291,988 | $20,600 | — |
| 2023 | $1,450,628 | $133,455 | $953,303 | $17,850 | — |
| 2022 | $1,369,205 | $127,902 | $934,771 | — | $172,853 |