Plan Snapshot
- Plan Sponsor: United Employees Benefit Trust
- Sponsor EIN: 916061910
- Sponsor Address: 220 S 27TH STREET SUITE B, TACOMA, WA, 98402
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 2,487
- Total Assets: $61.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 2,487 | $61.4M | $0 | $0 |
| 2024 | 2,398 | $58.5M | $32.7M | $68,980 |
| 2023 | 2,306 | $55.1M | $30.0M | $147,800 |
| 2022 | 2,036 | $49.7M | $26.3M | $221,598 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PREMERA | Other Service Provider | $803,845 | — | $803,845 |
| INNOVATIVE CARE MANAGEMENT, INC. | Other Service Provider | $241,484 | — | $241,484 |
| BRIDGEWAY BENEFIT TECHNOLOGIES | Other Service Provider | $159,837 | — | $159,837 |
| DIANA CLARK | Other Service Provider | $142,468 | — | $142,468 |
| WASHINGTON CAPITAL MANAGEMENT. INC. | Custodian / Trustee | $130,337 | — | $130,337 |
| UNITED EMPLOYEE BENEFIT TRUST | Other Service Provider | $120,440 | — | $120,440 |
| CLIFTONLARSONALLEN | Auditor | $98,449 | — | $98,449 |
| AH! THE ELEMENT OF SURPRISE, LLC. | Other Service Provider | $84,749 | — | $84,749 |
| CINDY MATTINGLY | Other Service Provider | $78,000 | — | $78,000 |
| SHAUN-DEE WILLIAMS | Other Service Provider | $76,562 | — | $76,562 |
| PROPEL INSURANCE | Other Service Provider | $73,681 | — | $73,681 |
| SUSAN MCGIVERN | Other Service Provider | $71,611 | — | $71,611 |
| WESTERN CONFERENCE TEAMSTERS | Other Service Provider | $69,264 | — | $69,264 |
| BARBARA BORGEN | Other Service Provider | $66,607 | — | $66,607 |
| QUADIENT FINANCE USA, INC. | Other Service Provider | $58,144 | — | $58,144 |
| HEALTHLINX, LLC | Other Service Provider | $50,000 | — | $50,000 |
| NETWORK SECURE SOLUTIONS, LLC | Other Service Provider | $49,658 | — | $49,658 |
| DELTA DENTAL OF WASHINGTON | Other Service Provider | $48,647 | — | $48,647 |
| MAXORPLUS, LTD | Other Service Provider | $46,326 | — | $46,326 |
| OLIGEOVANA RUIZ | Other Service Provider | $43,454 | — | $43,454 |
| GREEN LIGHT COST MANAGEMENT | Other Service Provider | $41,477 | — | $41,477 |
| KEY BANK | Custodian / Trustee | $40,899 | — | $40,899 |
| TEAMSTERS LOCAL UNION #313 | Other Service Provider | $33,383 | — | $33,383 |
| MICHELE HASENAUER | Other Service Provider | $33,177 | — | $33,177 |
| BARLOW & COUGHRAN, P.S. | ERISA Attorney | $29,100 | — | $29,100 |
| ANASTASI, MOORE & MARTIN, PLLC | Other Service Provider | $23,250 | — | $23,250 |
| PRINT NW | Other Service Provider | $23,017 | — | $23,017 |
| RBC CAPITAL MARKETS | Investment Advisor | $20,837 | — | $20,837 |
| ASHLEE HENDERSON | Other Service Provider | $17,267 | — | $17,267 |
| WASHINGTON TEAMSTERS WELFARE TRUST | Other Service Provider | $13,300 | — | $13,300 |
| THE TRAVELERS COMPANIES, INC. | Insurance Carrier | $10,232 | — | $10,232 |
| PACIFIC OFFICE AUTOMATION | Other Service Provider | $6,777 | — | $6,777 |
| FIRSTLINE COMMUNICATIONS INC. | Other Service Provider | $5,001 | — | $5,001 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,811,280
- Estimated Expense Ratio: 4.580% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $35,094,472 | $171,236 | — | $23,250 | — |
| 2024 | $1,392,212 | $165,398 | — | $21,940 | — |
| 2023 | $1,234,155 | $152,193 | — | $21,940 | — |
| 2022 | $1,136,854 | $150,060 | — | — | $126,480 |