Plan Snapshot
- Plan Sponsor: Union Square Credit Union
- Sponsor EIN: 750971964
- Sponsor Address: 1401 HOLLIDAY ST, WICHITA FALLS, TX, 763017108
- Plan Type: 401(k)
- Total Participants: 154
- Total Assets: $14.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 154 | $14.0M | $476,138 | $597,156 |
| 2023 | 130 | $12.9M | $456,580 | $628,154 |
| 2022 | 128 | $12.4M | $496,505 | $576,869 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LPL FINANCIAL LLC | ADVISOR | $33,220 | — | $33,220 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $18,807 | — | $18,807 |
| STRATEGIC ADVISORS, INC. | ADVISOR | $8,338 | — | $8,338 |
| FREEMON, SHAPARD & STORY | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- LPL FINANCIAL LLC — ADVISOR
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- STRATEGIC ADVISORS, INC. — ADVISOR
- FREEMON, SHAPARD & STORY — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $60,365
- Estimated Expense Ratio: 0.430% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $60,364 | $41,557 | — | — | — |
| 2023 | $55,462 | $40,199 | — | — | — |
| 2022 | $61,284 | $2,569 | — | — | — |