Plan Snapshot
- Plan Sponsor: Union Savings Bank
- Sponsor EIN: 310473290
- Sponsor Address: 8805 GOVERNORS HILL DRIVE, CINCINNATI, OH, 45249
- Plan Type: 401(k)
- Total Participants: 523
- Total Assets: $44.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 523 | $44.5M | $682,193 | $2.1M |
| 2023 | 563 | $41.9M | $639,548 | $2.2M |
| 2022 | 606 | $39.9M | $645,219 | $2.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PENSION CORPORATION OF AMERICA | NONE | $46,866 | $13,839 | $60,705 |
| PCA INVESTMENT ADVISORY SERVICES | NONE | $49,387 | — | $49,387 |
| CHARLES SCHWAB TRUST BANK | NONE | — | $12,924 | $12,924 |
| FORVIS MAZARS, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- PCA INVESTMENT ADVISORY SERVICES — NONE
- CHARLES SCHWAB TRUST BANK — NONE
- FORVIS MAZARS, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $123,016
- Estimated Expense Ratio: 0.276% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $96,253 | $49,387 | — | — | — |
| 2023 | $90,895 | $42,776 | — | — | — |
| 2022 | $90,772 | $42,307 | $48,465 | — | — |