Plan Snapshot
- Plan Sponsor: Union Pacific Railroad Company
- Sponsor EIN: 946001323
- Sponsor Address: 1400 DOUGLAS STREET STOP 1620, OMAHA, NE, 68179
- Plan Type: 401(k)
- Total Participants: 27,598
- Total Assets: $2.4B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 27,598 | $2.4B | $1.4M | $104.8M |
| 2023 | 28,813 | $2.3B | $1.6M | $112.5M |
| 2022 | 27,770 | $2.0B | $1.5M | $91.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| VANGUARD ADVISERS INC. | Investment Advisor | $1,631,993 | — | $1,631,993 |
| THE VANGUARD GROUP, INC | Custodian / Trustee | $105,206 | — | $105,206 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- VANGUARD ADVISERS INC. — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,737,199
- Estimated Expense Ratio: 0.073% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,737,199 | $1,631,993 | — | — | — |
| 2023 | $1,577,100 | $1,577,100 | — | — | — |
| 2022 | $1,485,837 | $1,342,466 | — | — | $143,371 |