Plan Snapshot
- Plan Sponsor: Unico Mechanical Corp.
- Sponsor EIN: 204507493
- Sponsor Address: P.O. BOX 847, BENICIA, CA, 94510
- Plan Type: 401(k)
- Total Participants: 298
- Total Assets: $14.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 298 | $14.4M | $200,003 | $1.4M |
| 2023 | 289 | $11.7M | $160,000 | $1.1M |
| 2022 | 261 | $9.3M | $111,948 | $855,972 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UBS FINANCIAL SERVICES INC | ADVISOR | $30,682 | — | $30,682 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $23,768 | — | $23,768 |
| CLIFTONLARSONALLEN LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- UBS FINANCIAL SERVICES INC — ADVISOR
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- CLIFTONLARSONALLEN LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $54,450
- Estimated Expense Ratio: 0.378% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $54,450 | $30,682 | — | — | — |
| 2023 | $18,852 | $22,557 | — | — | — |
| 2022 | -$3,830 | — | — | — | — |