Plan Snapshot
- Plan Sponsor: Ufcw Union Local 88 & Employers Health &
- Sponsor EIN: 200946697
- Sponsor Address: 502 EARTH CITY EXPRESSWAY, ST. LOUIS, MO, 63045
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 1,050
- Total Assets: $21.5M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,050 | $21.5M | $16.3M | $332,718 |
| 2023 | 1,109 | $18.4M | $15.5M | $385,937 |
| 2022 | 1,287 | $15.1M | $14.8M | $452,734 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY | Other Service Provider | $811,731 | — | $811,731 |
| ZENITH AMERICAN ADMINISTRATORS | Other Service Provider | $100,181 | — | $100,181 |
| ANDERS MINKLER HUBER & HELM | Auditor | $73,216 | — | $73,216 |
| BURR OAK CONSULTING LLC | Other Service Provider | $62,427 | — | $62,427 |
| SPECTOR WOLFE AND MCLAUGHLIN | Other Service Provider | $16,023 | — | $16,023 |
| IMPAXRX | Other Service Provider | $11,868 | — | $11,868 |
| DELTA DENTAL | Other Service Provider | $7,780 | — | $7,780 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ANDERS MINKLER HUBER & HELM — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,083,226
- Estimated Expense Ratio: 5.050% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $872,308 | $57,322 | — | $68,216 | — |
| 2023 | $903,328 | $52,676 | — | $30,536 | — |
| 2022 | $965,243 | $51,106 | — | — | $147,835 |