Plan Snapshot
- Plan Sponsor: Uacj Automotive Whitehall Industries INC
- Sponsor EIN: 812008793
- Sponsor Address: 5175 W. 6TH STREET, LUDINGTON, MI, 494312692
- Plan Type: 401(k)
- Total Participants: 747
- Total Assets: $35.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 747 | $35.0M | $1.9M | $2.5M |
| 2023 | 860 | $30.3M | $1.9M | $2.5M |
| 2022 | 720 | $26.3M | $1.0M | $1.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER INSURANCE COMPANY OF AMERIC | Recordkeeper | $89,892 | — | $89,892 |
| FIFTH THIRD BANK | Investment Advisor | $35,000 | — | $35,000 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $27,352 | — | $27,352 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $152,244
- Estimated Expense Ratio: 0.435% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $116,047 | — | $116,047 | — | — |
| 2023 | $75,757 | — | $75,757 | — | — |
| 2022 | $27,075 | — | $27,075 | — | — |