Plan Snapshot
- Plan Sponsor: Twin Oaks Estate
- Sponsor EIN: 431216334
- Sponsor Address: 707 EMGE RD., O FALLON, MO, 63366
- Plan Type: 401(k)
- Total Participants: 161
- Total Assets: $2.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 161 | $2.9M | $87,480 | $178,978 |
| 2023 | 149 | $2.5M | $78,968 | $163,235 |
| 2022 | 151 | $2.0M | $75,327 | $137,114 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA LIFE INSURANCE COMPANY | RECORD KEEPER | $17,531 | — | $17,531 |
| ADMIN. GROUP, LLC DBA TAG RESOURCES | RECORD KEEPER | $11,343 | — | $11,343 |
| COULTER & JUSTUS | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA LIFE INSURANCE COMPANY — RECORD KEEPER
- ADMIN. GROUP, LLC DBA TAG RESOURCES — RECORD KEEPER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $28,874
- Estimated Expense Ratio: 0.996% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $28,874 | — | $11,343 | — | — |
| 2023 | $30,116 | — | — | $4,900 | — |
| 2022 | $28,365 | — | $28,365 | — | — |