Plan Snapshot
- Plan Sponsor: Twin Oaks Estate
- Sponsor EIN: 431216334
- Sponsor Address: 707 EMGE RD., O FALLON, MO, 63366
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 208
- Total Assets: $3.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 208 | $3.3M | $0 | $0 |
| 2024 | 161 | $2.9M | $87,480 | $178,978 |
| 2023 | 149 | $2.5M | $78,968 | $163,235 |
| 2022 | 151 | $2.0M | $75,327 | $137,114 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA LIFE INSURANCE COMPANY | Recordkeeper | $20,463 | — | $20,463 |
| ADMIN. GROUP, LLC DBA TAG RESOURCES | Recordkeeper | $12,836 | — | $12,836 |
| COULTER & JUSTUS PC | Auditor | $7,000 | — | $7,000 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $40,299
- Estimated Expense Ratio: 1.212% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $353,818 | — | $12,836 | $7,000 | — |
| 2024 | $28,874 | — | $11,343 | — | — |
| 2023 | $30,116 | — | — | $4,900 | — |
| 2022 | $28,365 | — | $28,365 | — | — |