Plan Snapshot
- Plan Sponsor: Truth Publishing Company, INC.
- Sponsor EIN: 621179461
- Sponsor Address: 245 EDISON RD,, MISHAWAKA, IN, 46545
- Plan Type: 401(k)
- Plan Number: 333
- Total Participants: 146
- Total Assets: $15.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 146 | $15.6M | $0 | $0 |
| 2024 | 116 | $13.5M | $167,048 | $574,420 |
| 2023 | 118 | $11.4M | $165,009 | $524,880 |
| 2022 | 114 | $9.1M | $158,423 | $521,322 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| OXFORD FINANCIAL GROUP LTD | Investment Advisor | $41,399 | — | $41,399 |
| RSM US LLP | Auditor | $19,404 | — | $19,404 |
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $11,477 | — | $11,477 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $72,280
- Estimated Expense Ratio: 0.465% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $622,260 | — | — | $19,404 | — |
| 2024 | $65,238 | $33,428 | — | $16,800 | — |
| 2023 | $54,965 | $27,951 | — | $15,275 | — |
| 2022 | $46,032 | — | — | — | — |