Plan Snapshot
- Plan Sponsor: Trustees-Teamsters Local No. 455 Health And Welfare Fund
- Sponsor EIN: 846030963
- Sponsor Address: 5511 W 56TH AVE, ARVADA, CO, 80002
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 279
- Total Assets: $11.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 279 | $11.2M | $5.3M | $0 |
| 2023 | 317 | $11.0M | $5.4M | $1,437 |
| 2022 | 331 | $9.1M | $5.2M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS, INC. | Other Service Provider | $178,181 | $24,132 | $202,313 |
| CIGNA | Other Service Provider | $133,437 | — | $133,437 |
| WELLS FARGO ADVISORS | Other Service Provider | $71,085 | — | $71,085 |
| THE SEGAL COMPANY | Other Service Provider | $55,620 | $1,859 | $57,479 |
| SPENCER FANE LLP | ERISA Attorney | $55,289 | — | $55,289 |
| NEEDLES & ASSOCIATES, LLC | Other Service Provider | $25,646 | — | $25,646 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SPENCER FANE LLP — ERISA Attorney
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $545,249
- Estimated Expense Ratio: 4.885% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $611,539 | $71,085 | $311,618 | $25,646 | — |
| 2023 | $598,532 | $54,413 | $300,503 | $24,331 | — |
| 2022 | $601,025 | $86,698 | $288,536 | — | $184,452 |