Plan Snapshot
- Plan Sponsor: Bctgm Atlantic Profit Sharing Fund
- Sponsor EIN: 232972313
- Sponsor Address: 3564 AVALON PARK E BLVD, ORLANDO, FL, 328287365
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 2,926
- Total Assets: $47.6M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 2,926 | $47.6M | $0 | $0 |
| 2024 | 1,170 | $43.8M | $1.7M | $1.3M |
| 2023 | 1,194 | $39.2M | $1.5M | $1.2M |
| 2022 | 1,335 | $33.4M | $1.2M | $943,218 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | Recordkeeper | $217,313 | — | $217,313 |
| KESTRA ADVISORY SERVICES, LLC | Investment Advisor | $72,257 | — | $72,257 |
| CITRIN COOPERMAN & COMPANY, LLP | Other Service Provider | $20,000 | — | $20,000 |
| ABATO, RUBENSTEIN AND ABATO, P.A. | ERISA Attorney | $16,875 | — | $16,875 |
| WB ADVISORS, LLC | Recordkeeper | $12,000 | — | $12,000 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $338,445
- Estimated Expense Ratio: 0.710% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $4,979,854 | $72,257 | $217,313 | $20,000 | — |
| 2024 | $394,895 | $85,426 | $223,444 | $18,551 | — |
| 2023 | $362,953 | $76,614 | $209,758 | $14,000 | — |
| 2022 | $347,538 | $73,772 | — | — | $28,499 |