Plan Snapshot
- Plan Sponsor: Trustees - Contractors Health Trust
- Sponsor EIN: 846067792
- Sponsor Address: 2380 SOUTH TEJON STREET, ENGLEWOOD, CO, 80110
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 2,095
- Total Assets: $7.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,095 | $7.4M | $30.4M | $156,739 |
| 2023 | 2,423 | $8.5M | $35.0M | $205,504 |
| 2022 | 3,007 | $7.8M | $36.5M | $247,721 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ROCKY MOUNTAIN HOSPITAL & MEDICAL | Other Service Provider | $1,821,977 | — | $1,821,977 |
| GLENWOOD INSURANCE AGENCY | Other Service Provider | $117,826 | $120,000 | $237,826 |
| MEDIMPACT HEALTHCARE SYSTEMS, INC. | Other Service Provider | $220,893 | — | $220,893 |
| 2MH LLC | Other Service Provider | $158,439 | — | $158,439 |
| SPENCER FANE LLP | ERISA Attorney | $58,812 | — | $58,812 |
| NEEDLES & ASSOCIATES, LLC | Other Service Provider | $40,179 | — | $40,179 |
| SAGE BENEFIT ADVISORS | Other Service Provider | $38,654 | — | $38,654 |
| TRANSFORM WEALTH | Other Service Provider | $27,062 | — | $27,062 |
| SHIRAZI-MILLER BENEFITS, LLC | Other Service Provider | $26,275 | — | $26,275 |
| DIGITAL INSURANCE LLC | Other Service Provider | $25,520 | — | $25,520 |
| CONTRACTORS HEALTH TRUST | Other Service Provider | $20,000 | — | $20,000 |
| GERALD L LUKTON CO | Other Service Provider | $5,461 | — | $5,461 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SPENCER FANE LLP — ERISA Attorney
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,681,098
- Estimated Expense Ratio: 36.135% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $3,634,034 | $18,520 | $1,432,495 | $40,179 | — |
| 2023 | $3,904,032 | $27,359 | $1,559,882 | $58,261 | — |
| 2022 | $4,052,783 | $24,458 | $1,904,639 | — | $247,505 |