Plan Snapshot
- Plan Sponsor: Trott Law, P.C.
- Sponsor EIN: 382482861
- Sponsor Address: 31440 NORTHWESTERN HIGHWAY, FARMINGTON HILLS, MI, 483345418
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 183
- Total Assets: $20.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 183 | $20.8M | $0 | $0 |
| 2024 | 142 | $17.4M | $89,586 | $715,526 |
| 2023 | 130 | $15.4M | $88,238 | $658,794 |
| 2022 | 131 | $13.6M | $79,581 | $558,549 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| GREGORY J SCHWARTZ & CO INC | Investment Advisor | $40,881 | — | $40,881 |
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $24,491 | — | $24,491 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $65,372
- Estimated Expense Ratio: 0.315% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $434,454 | $40,881 | — | — | — |
| 2024 | $56,926 | $36,190 | — | — | — |
| 2023 | $48,746 | $32,366 | — | — | — |
| 2022 | $55,642 | — | — | — | — |