Plan Snapshot
- Plan Sponsor: Travelers Companies, INC.
- Sponsor EIN: 410518860
- Sponsor Address: 385 WASHINGTON STREET, ST. PAUL, MN, 551021396
- Plan Type: 401(k)
- Plan Number: 508
- Total Participants: 30,716
- Total Assets: $19.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 30,716 | $19.4M | $314.5M | $152.3M |
| 2023 | 30,362 | $1.8M | $273.3M | $142.1M |
| 2022 | 29,749 | $19.8M | $245.6M | $138.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC. | Other Service Provider | $7,023,746 | — | $7,023,746 |
| ANTHEM INSURANCE COMPANIES, INC. | Other Service Provider | $6,804,445 | — | $6,804,445 |
| INCLUDED HEALTH, INC. | Other Service Provider | $2,899,941 | — | $2,899,941 |
| PRUDENTRX, LLC | Other Service Provider | $1,392,323 | — | $1,392,323 |
| PERSONIFY HEALTH | Other Service Provider | $773,398 | — | $773,398 |
| AETNA LIFE INSURANCE COMPANY | Other Service Provider | $727,227 | — | $727,227 |
| CVS PHARMACY, INC | Other Service Provider | $493,525 | — | $493,525 |
| ARTEMIS HEALTH, INC | Other Service Provider | $323,288 | — | $323,288 |
| EQUIFAX, INC | Other Service Provider | $188,004 | — | $188,004 |
| GENESIS CORP | Other Service Provider | $166,374 | — | $166,374 |
| EXAMONE WORLD WIDE INC | Other Service Provider | $148,000 | — | $148,000 |
| HEALTHEQUITY, INC. | Other Service Provider | $132,849 | — | $132,849 |
| HEALTH STRATEGY, LLC | Other Service Provider | $111,729 | — | $111,729 |
| WORKDAY, INC. | Other Service Provider | $49,000 | — | $49,000 |
| WALKINGSPREE USA LTD | Other Service Provider | $29,681 | — | $29,681 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $21,263,530
- Estimated Expense Ratio: 109.594% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $21,265,360 | — | $21,265,360 | — | — |
| 2023 | $18,961,675 | — | $18,961,675 | — | — |
| 2022 | $20,265,709 | — | — | — | — |