Plan Snapshot
- Plan Sponsor: Trailwest Bank
- Sponsor EIN: 810402347
- Sponsor Address: PO BOX 17500, MISSOULA, MT, 59808
- Plan Type: 401(k)
- Total Participants: 151
- Total Assets: $8.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 151 | $8.8M | $286,751 | $562,386 |
| 2023 | 148 | $7.6M | $261,343 | $506,329 |
| 2022 | 136 | $6.1M | $248,346 | $475,126 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CARVER, FLOREK & JAMES CPA'S | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $29,114 | $21,190 | $4,986 | — | — |
| 2023 | $28,760 | $25,048 | — | — | — |
| 2022 | $33,513 | $31,433 | $1,420 | — | $660 |