Plan Snapshot
- Plan Sponsor: Torys LLP
- Sponsor EIN: 133107558
- Sponsor Address: 1114 AVE OF THE AMERICAS, NEW YORK, NY, 10036
- Plan Type: 401(k)
- Total Participants: 46
- Total Assets: $47.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 46 | $47.9M | $969,546 | $698,587 |
| 2023 | 44 | $41.7M | $861,379 | $692,862 |
| 2022 | 39 | $35.9M | $851,053 | $577,324 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UBS FINANCIAL SERVICES INC | Investment Advisor | $53,671 | — | $53,671 |
| EMPOWER LIFE & ANNUITY INSURANCE CO | Recordkeeper | $39,606 | — | $39,606 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $93,277
- Estimated Expense Ratio: 0.195% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $40,306 | $40,306 | — | — | — |
| 2023 | $43,270 | $42,285 | — | — | — |
| 2022 | $45,361 | $41,697 | — | — | $2,197 |