Plan Snapshot
- Plan Sponsor: The York Water Company
- Sponsor EIN: 231242500
- Sponsor Address: 130 EAST MARKET STREET, YORK, PA, 17401
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 111
- Total Assets: $671,459
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 111 | $671,459 | $0 | $0 |
| 2024 | 107 | $404,473 | $1.7M | $346,553 |
| 2023 | 105 | $248,455 | $1.1M | $317,216 |
| 2022 | 90 | $467,582 | $1.0M | $283,384 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MCCONKEY BENEFITS & FINANCIAL SVCS | Investment Advisor | $37,497 | — | $37,497 |
| HIGHMARK | Other Service Provider | $28,397 | — | $28,397 |
| BENEFIT MALL | Other Service Provider | $8,000 | — | $8,000 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $73,894
- Estimated Expense Ratio: 11.005% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,832,399 | — | — | — | — |
| 2024 | $1,892,392 | — | — | — | — |
| 2023 | $1,683,684 | — | — | — | — |
| 2022 | $1,343,305 | — | — | — | — |