Plan Snapshot
- Plan Sponsor: The William Carter Company
- Sponsor EIN: 041156680
- Sponsor Address: 3438 PEACHTREE ROAD NE, ATLANTA, GA, 30326
- Plan Type: 401(k)
- Total Participants: 6,091
- Total Assets: $318.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 6,091 | $318.7M | $8.7M | $16.1M |
| 2023 | 6,486 | $287.0M | $8.0M | $14.9M |
| 2022 | 6,479 | $249.1M | $8.1M | $15.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERRILL LYNCH, PIERCE, FENNER AND S | RECORDKEEPER | $438,568 | — | $438,568 |
| COOK STREET CONSULTING | CONSULTANT | $54,500 | — | $54,500 |
| RSM US LLP | ACCOUNTANT | $43,750 | — | $43,750 |
| MORGAN STANLEY GLOBAL BANKING OPERA | CONSULTANT | $18,712 | — | $18,712 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- COOK STREET CONSULTING — CONSULTANT
- RSM US LLP — ACCOUNTANT
- MORGAN STANLEY GLOBAL BANKING OPERA — CONSULTANT
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $555,530
- Estimated Expense Ratio: 0.174% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $555,505 | $73,212 | — | $43,750 | — |
| 2023 | $534,340 | — | — | $41,654 | — |
| 2022 | $495,394 | — | — | — | — |