Plan Snapshot
- Plan Sponsor: The White Family Companies, INC.
- Sponsor EIN: 314446316
- Sponsor Address: 2 RIVERPLACE, STE 444, DAYTON, OH, 45405
- Plan Type: 401(k)
- Total Participants: 749
- Total Assets: $53.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 749 | $53.0M | $1.6M | $3.2M |
| 2023 | 743 | $45.7M | $1.7M | $3.2M |
| 2022 | 694 | $39.0M | $1.4M | $3.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MORGAN STANLEY | INVESTMENT ADVISORY | $73,962 | — | $73,962 |
| TRANSAMERICA RETIREMENT SOLUTIONS | RECORDKEEPER | $36,370 | — | $36,370 |
| CREATIVE RETIREMENT SYSTEMS, INC. | RECORDKEEPER | $22,211 | $660 | $22,871 |
| SCHNEIDER DOWNS | AUDIT | $17,521 | — | $17,521 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY — INVESTMENT ADVISORY
- TRANSAMERICA RETIREMENT SOLUTIONS — RECORDKEEPER
- SCHNEIDER DOWNS — AUDIT
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $150,724
- Estimated Expense Ratio: 0.284% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $156,866 | — | — | $15,005 | — |
| 2023 | $165,692 | $60,964 | $17,191 | $15,005 | — |
| 2022 | $104,646 | — | — | — | — |