Plan Snapshot
- Plan Sponsor: The Western And Southern Life Insurance Company
- Sponsor EIN: 310487145
- Sponsor Address: PO BOX 5735, CINCINNATI, OH, 45202
- Plan Type: 401(k)
- Total Participants: 3,257
- Total Assets: $574.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 3,257 | $574.8M | $7.5M | $26.9M |
| 2023 | 2,967 | $500.3M | $7.1M | $25.2M |
| 2022 | 2,955 | $417.6M | $6.5M | $23.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $15,062 | — | $15,062 |
| CLARK SCHAEFFER HACKETT | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $15,062
- Estimated Expense Ratio: 0.003% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | -$6,126 | $15,062 | — | — | — |
| 2023 | $32,615 | $3,074 | — | — | — |
| 2022 | $299,950 | — | $175,880 | — | — |