Plan Snapshot
- Plan Sponsor: The Wardlaw-Hartridge School
- Sponsor EIN: 222109610
- Sponsor Address: 1295 INMAN AVENUE, EDISON, NJ, 08820
- Plan Type: 403(b)
- Plan Number: 001
- Total Participants: 246
- Total Assets: $32.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 246 | $32.4M | $0 | $0 |
| 2024 | 109 | $28.1M | $577,025 | $673,677 |
| 2023 | 113 | $28.2M | $576,415 | $636,409 |
| 2022 | 117 | $25.0M | $468,602 | $643,467 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CAPFINANCIAL PARTNERS, LLC | Investment Advisor | $19,423 | — | $19,423 |
| TIAA | Recordkeeper | $10,195 | — | $10,195 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $29,618
- Estimated Expense Ratio: 0.091% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,202,018 | — | $33,727 | -$35 | — |
| 2024 | $35,682 | — | $36,791 | -$1,084 | — |
| 2023 | $7,805 | — | $4,541 | $3,264 | — |
| 2022 | $4,480 | — | $4,480 | — | — |