Plan Snapshot
- Plan Sponsor: The Spanos Corporation
- Sponsor EIN: 680347944
- Sponsor Address: 10100 TRINITY PARKWAY 5TH FLOOR, STOCKTON, CA, 95219
- Plan Type: 401(k)
- Total Participants: 108
- Total Assets: $13.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 108 | $13.4M | $53,427 | $647,988 |
| 2023 | 113 | $13.0M | $51,174 | $605,762 |
| 2022 | 119 | $11.7M | $50,302 | $645,993 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE & ANNUITY | SERVICE PROVIDER | $22,128 | $75 | $22,203 |
| BOWMAN & COMPANY | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $22,203
- Estimated Expense Ratio: 0.165% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $22,128 | — | $21,728 | — | — |
| 2023 | $17,776 | — | $17,326 | — | — |
| 2022 | $19,232 | — | — | — | — |