Plan Snapshot
- Plan Sponsor: The Riverwoods Group
- Sponsor EIN: 451450956
- Sponsor Address: 121 TECHNOLOGY DRIVE SUITE A105, DURHAM, NH, 03824
- Plan Type: 403(b)
- Plan Number: 001
- Total Participants: 1,143
- Total Assets: $26.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 1,143 | $26.2M | $0 | $0 |
| 2024 | 959 | $22.9M | $551,072 | $1.9M |
| 2023 | 965 | $20.5M | $449,275 | $1.6M |
| 2022 | 846 | $17.3M | $379,372 | $1.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| NATIONWIDE | Recordkeeper | $120,622 | — | $120,622 |
| LPL FINANCIAL LLC-RPCP | Investment Advisor | $61,323 | — | $61,323 |
| THE PENSION SERVICE | Recordkeeper | $14,355 | $12,062 | $26,417 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $208,362
- Estimated Expense Ratio: 0.796% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $3,208,239 | — | $86,045 | — | — |
| 2024 | $94,354 | — | $94,354 | — | — |
| 2023 | $185,148 | $185,148 | — | — | — |
| 2022 | $169,291 | $169,291 | — | — | — |