Plan Snapshot
- Plan Sponsor: The Neighborhood Center, INC.
- Sponsor EIN: 150532097
- Sponsor Address: 624 ELIZABETH ST, UTICA, NY, 13501
- Plan Type: 401(k)
- Total Participants: 231
- Total Assets: $8.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 231 | $8.8M | $309,214 | $481,546 |
| 2023 | 214 | $7.9M | $271,952 | $409,675 |
| 2022 | 203 | $7.3M | $261,141 | $371,530 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AMERICAN TRUST COMPANY | CONTRACT ADMIN | $37,548 | — | $37,548 |
| FITZGERALD,DEPIETRO & WOJNA CPAS | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $37,548
- Estimated Expense Ratio: 0.425% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $37,548 | — | — | — | — |
| 2023 | $27,480 | — | — | — | — |
| 2022 | $18,583 | — | $18,583 | — | — |