Plan Snapshot
- Plan Sponsor: The Habitat Company, LLC
- Sponsor EIN: 300023745
- Sponsor Address: 350 WEST HUBBARD, CHICAGO, IL, 60654
- Plan Type: 401(k)
- Total Participants: 233
- Total Assets: $24.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 233 | $24.9M | $493,301 | $1.5M |
| 2023 | 259 | $23.1M | $493,686 | $1.4M |
| 2022 | 387 | $19.2M | $491,516 | $1.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $59,410 | — | $59,410 |
| ALERA INVESTMENT ADVISORS, LLC | INVESTMENT ADVISOR | $26,000 | — | $26,000 |
| PETER SHANNON & CO | AUDITOR | $22,500 | — | $22,500 |
| STRATEGIC ADVISORS, INC. | ADVISOR | $11,290 | — | $11,290 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- ALERA INVESTMENT ADVISORS, LLC — INVESTMENT ADVISOR
- STRATEGIC ADVISORS, INC. — ADVISOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $119,200
- Estimated Expense Ratio: 0.479% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $119,200 | $11,290 | — | — | — |
| 2023 | $122,339 | $36,103 | — | $22,000 | — |
| 2022 | $118,513 | $36,991 | $60,522 | — | $21,000 |