Plan Snapshot
- Plan Sponsor: The Guidance Center, INC.
- Sponsor EIN: 860223720
- Sponsor Address: 2187 N VICKEY ST, FLAGSTAFF, AZ, 860046121
- Plan Type: 401(k)
- Total Participants: 208
- Total Assets: $9.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 208 | $9.0M | $253,732 | $605,698 |
| 2023 | 169 | $7.9M | $232,589 | $529,978 |
| 2022 | 175 | $7.5M | $222,035 | $471,731 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EDWARD D JONES & COMPANY | INVESTMENT ADVISORY | $21,318 | — | $21,318 |
| TRANSAMERICA LIFE INSURANCE COMPANY | RECORDKEEPER | $15,979 | — | $15,979 |
| NOVA 401(K) ASSOCIATES | TPA | $11,774 | $145 | $11,919 |
| CBIZ CPAS P.C. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA LIFE INSURANCE COMPANY — RECORDKEEPER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $49,216
- Estimated Expense Ratio: 0.546% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $50,800 | — | $50,800 | — | — |
| 2023 | $27,358 | — | $27,358 | — | — |
| 2022 | $1,760 | — | — | — | — |